Alpha Financial institution S.A. (OTCPK:ALBKY) Q3 2025 Earnings Name November 7, 2025 5:00 AM EST
Firm Contributors
Iason Kepaptsoglou – Head of Investor Relations
Vasilis Psaltis – CEO & Government Director
Vassilios Kosmas – Chief Monetary Officer
Konstantinos Sarafopoulos – Group’s Chief Funding Officer
Convention Name Contributors
Alexander Demetriou – Jefferies LLC, Analysis Division
Gabor Kemeny – Bernstein Autonomous LLP
Filippo Munari – JPMorgan Chase & Co, Analysis Division
Alexander Kantarovich – Roemer Capital (Europe) Restricted
Ilija Novosselsky – BofA Securities, Analysis Division
Alberto Nigro – Mediobanca – Banca di credito finanziario S.p.A., Analysis Division
Presentation
Operator
Women and gents, thanks for standing by. I’m Jota, your Refrain Name operator. Welcome, and thanks for becoming a member of the Alpha Financial institution convention name to current and talk about the 9 months 2025 monetary outcomes. [Operator Instructions] The convention is being recorded. [Operator Instructions]
At the moment, I want to flip the convention over to Alpha Financial institution administration. Gents, it’s possible you’ll now proceed.
Iason Kepaptsoglou
Head of Investor Relations
Howdy, everybody, and welcome to the presentation of our third quarter outcomes. I am Iason Kepaptsoglou, Alpha Financial institution’s Head of Investor Relations. Our CEO, Vassilios Psaltis, will lead the decision with the standard abstract and some updates. Our CFO, Vassilios Kosmas, will then undergo this quarter’s numbers in some element. Q&A will come on the finish, and we must always wrap up inside the hour.
Vassili, over to you.
Vasilis Psaltis
CEO & Government Director
Good morning, everybody, and thanks for becoming a member of our name. Let’s begin with the standard overview of monetary outcomes on Slide 4, please. As you possibly can see, reported earnings for the 9 months stood at EUR 704 million, already greater than what we have now made within the previous fiscal years. Earnings per share of EUR 0.27 are 73% of the goal we have now set for the yr. This interprets right into a 13.9% normalized return on