Operator
Good morning, girls and gents, and welcome to the Definity Monetary Company Third Quarter of 2025 Monetary Outcomes Convention Name and Webcast Convention Name. [Operator Instructions] This name is being recorded on Friday, November 7, 2025.
I’d now like to show the decision over to Vice President of Investor Relations, Dennis Westfall. Please go forward.
Dennis Westfall
Vice-President of Investor Relations
Thanks. Good morning, everybody. Thanks for becoming a member of us on the decision at present. A hyperlink to our dwell webcast and background info for the decision is posted on our web site at definity.com below the Buyers tab. As a reminder, the slide presentation accommodates a disclaimer on forward-looking statements, which additionally applies to our dialogue on the convention name.
Becoming a member of me on the decision at present are Rowan Saunders, President and CEO; Philip Mather, EVP and CFO; Paul MacDonald, EVP of Private Insurance coverage and Digital Channels; and Fabian Richenberger, EVP of Business Insurance coverage and Insurance coverage Operations.
We’ll begin with formal remarks from Rowan and Phil, adopted by a Q&A session, throughout which Paul and Fabi may even be obtainable to reply your questions. With that, I’ll ask Rowan to

