Shinhan Monetary Group Co., Ltd. (NYSE:SHG) Q3 2025 Earnings Name October 28, 2025 1:00 AM EDT
Firm Individuals
Cheol Woo Park – Head of Investor Relations
Sang Yung Chun – Deputy President & Chief Monetary Officer
Lee Jeong-bin
Dong-kwon Bang – Deputy President & Chief Threat Officer
Hae Chang Park
Convention Name Individuals
Jun-Sup Jung – NH Funding & Securities Co., Ltd., Analysis Division
Jaewoong Received – HSBC World Funding Analysis
Do Ha Kim – Hanwha Funding & Securities Co., Ltd., Analysis Division
Jiwon Kim – DAOL Funding & Securities Co., Ltd., Analysis Division
Presentation
Cheol Woo Park
Head of Investor Relations
Good afternoon. That is Cheol Woo Park, answerable for IR. I thank everybody for becoming a member of us on the 2025 third quarter earnings launch by Shinhan Monetary Group regardless of your busy schedule.
At present, we now have right here with us Group CFO, Sang Yung Chun; Group CSO, SeogHeon Koh; Group CRO, Dong-kwon Bang; Shinhan Financial institution CFO, Jeongbin Lee; Shinhan Card CFO, Haechang Park; Shinhan Securities CFO, Jeonghoon Jang; and Shinhan Life CFO, Sunghwan Joo.
We’ll begin out with the CFO’s presentation on enterprise efficiency of Q3 2025, adopted by a Q&A session with the executives current right here with us.
Let me now go to CFO Chun to start out the presentation.
Sang Yung Chun
Deputy President & Chief Monetary Officer
Good afternoon. Thanks for becoming a member of us for the third quarter 2025 earnings launch. I’ll start from Web page 2, enterprise efficiency highlights. As of the top of September 2025, the group’s CET1 ratio was preliminarily estimated at 13.56%, sustaining a steady degree. It outcomes from our never-ending RWA administration effort mixed with sturdy revenue era regardless of the gained depreciation and progress in mortgage property for future preparedness.
Primarily based on this, Board immediately resolved on money dividend of KRW 570 per share for the third quarter. Shareholder return